Live travel deals & promos

🔥 Highest Aeroplan bonus among the Visa co-brands · Up to 100,000 Aeroplan (10K @ $1K in the first 2 statement periods + 40K @ $5K in the first 4 + 50K anniversary @ $25K in the first 12) · CIBC values the package at up to $3,200, though roughly $1,200 of that is lounge/bag/NEXUS benefits · $599 fee ($149 per additional card) · $150K personal or $200K household income · Free first bag for the cardholder plus up to 8 passengers on the same reservation · Access to select Maple Leaf Lounges and Air Canada Cafés · No published end date

🔥 Relaunched Aug 13, 2026 at RBC's record-matching Avion bonuses (the same 70K/100K pair ran earlier in 2026 — elevated, not first-ever) · Avion Visa Infinite up to 70,000 Avion (35K on approval + 20K @ $5K/6mo, plus a smaller anniversary component), $120 fee · Avion Visa Infinite Privilege up to 100,000 Avion, $399 fee, ~$200K income · ⏰ Applications must be approved by Nov 25, 2026 · The no-fee Avion Visa Platinum is also in-market — confirm its current bonus on RBC's page · Approval by the deadline is what counts, not the application date; the exact tier splits aren't printed on RBC's own card pages, so verify before applying

Partnership announced Oct 28, 2025 · DINR is a Canadian app for exclusive and same-day reservations at top restaurants (Montreal, Toronto, Vancouver, Ottawa) · Aeroplan members get members-only offers and perks on DINR Premium — there is no verified points-earning or points-for-reservations mechanic, so don't count on one · Running now: the Air Canada Best New Restaurants × DINR Dining Series for select Super Elite and DINR Premium members · Premium is a paid annual auto-renewing membership (price shown at checkout) · ✅ Free route: Wealthsimple clients with $200K+ in assets can pick a one-year DINR Premium as a milestone reward

🆕 Premium high-spender card · Up to 200,000 BMO Rewards (80K @ $6K/110d + 40K @ $40K/180d + 80K @ $75K/yr) · ⚠️ Realistically only the first 80K (~$533 in travel) is attainable for most — the full 200K needs $75,000 of spend within 12 months, and BMO Rewards redeem at 150 pts = $1 toward travel (~0.67¢/pt), so 200K ≈ $1,333 · $599 fee, net ~$399 in year one after the $200 NEXUS statement credit ($99 per additional card) · $150K personal / $200K household income, or $50K of spend across your other cards in the last 12 months · Visa Airport Companion membership + 6 lounge passes · Apply by Oct 31, 2026

🔥 Up from the 80K offer that ended Jul 1 — the strongest current published Scene+ welcome on this card · Up to 100,000 Scene+ (60K @ $5K/3mo + 20K @ $10K/6mo + 20K on a purchase in month 14) · Scotiabank frames it as up to $3,000 in value over the first 14 months · $399 fee ($99 supplementary) · No FX fees + Priority Pass (10 visits/yr primary, 4 supplementary) · Accounts opened Jul 2 – Nov 1, 2026

🆕 Up to 146,000 TD Rewards (~$730 in travel through Expedia For TD) — 20,000 on first purchase + 126,000 after $7,500 spend in 180 days · $139 fee rebated year one; must activate and make a purchase within 3 months · Visa Airport Companion lounge access, 4 free visits/yr · $60K personal / $100K household income · No published end date — TD can withdraw it any time

⏰ Offer period Apr 1 – Sep 30, 2026 (ending soon) · New Chexy users only: 1,000 bonus Aeroplan pts on your first qualifying payment + 125 pts per qualifying payment, up to 4/month for 12 months · Up to 7,000 pts total · Visa, Mastercard and Amex accepted · Pay rent, tuition, utilities, taxes, property tax, insurance, daycare, condo fees, car leases and strata fees (mortgages and car loans excluded) · 1.75% fee on Canadian-issued cards (2.5% international) · Add your Aeroplan # to the Chexy account · Points post ~60 days

🔥 Revamped · 30K on first purchase (25K + 5K) + 30K @ $5K/3mo + 10K on 2nd-year anniversary · $139 fee, not waived · ⏰ Applications must be received and approved Jun 16 – Nov 3, 2026 · Welcome companion voucher from $119 economy (up to $219 premium North America, ~$399–$499 international), posts 4–6 weeks after first purchase · ⚠️ Temporary fuel surcharge on every companion-voucher booking (introduced Apr 8, 2026 at $60, reduced to ~$40 in late June 2026 — verify at booking) · ⚠️ Vouchers issued on/after Nov 5, 2026 need $5K annual spend · Voucher → lounge exchange is now 2 passes, not 4

🆕 Up to 115,000 BMO Rewards (60K @ $5K/110d + 20K @ $10K/180d + 35K @ $20K/yr) + up to $200 NEXUS credit (year 1) + 4 lounge passes · $150 fee waived year 1 · ⚠️ The 115K tier is reachable only through an exclusive referral link — applying at bmo.com or via other channels typically yields 100,000 (tier 1 pays 45K instead of 60K) · Application window Dec 15, 2025 – Oct 31, 2026, but the exclusive link may revert after Jul 31 — verify the tier before you apply

🆕 Business version of the Amex × Chexy offer · 500 bonus pts per Chexy payment of $2,000+ (after fees), twice per calendar month · Up to 12,000 pts across the full Nov 18, 2025 – Oct 31, 2026 window · Eligible: Aeroplan Business Reserve (earns Aeroplan directly), Business Gold Rewards and Business Platinum (earn Membership Rewards, 1:1 to Aeroplan) · 1.75% Chexy fee · Stacks with Chexy's new-user welcome bonus

🆕 Up to 45,000 Aventura Points (15K on first purchase + 30K after $3K in net purchases over the first 4 statement periods) · $139 fee rebated year 1, plus up to 3 authorized users rebated at $50 each · Visa Airport Companion Program (DragonPass): 4 free lounge visits/yr · NEXUS application-fee rebate · $60K personal / $100K household income · Aventura points book any flight on any airline through the CIBC Rewards Centre with no seat restrictions · Offer opened Jul 16, 2026, no published end date · Mid-tier card — not the Aventura Visa Infinite Privilege

Up to 20,000 extra Aeroplan pts per member (ages 13+; ages 2–12 earn 50%) on SELECT 7+ night packages to Mexico, the Caribbean, Central & South America and select Hawaii/Florida flight+hotel packages · Up to 4,000 on European or Asia/South Pacific tour packages, 2,000 on select Canadian hotels · ⚠️ 'Up to' is a ceiling on select packages — most earn far less, and individual promos have their own booking deadlines · Give your Aeroplan # AT TIME OF BOOKING · Travel Jan 1 – Dec 31, 2026 · Posts 6–8 weeks after travel

Live since May 6, 2026 · Ongoing, no end date · 2 Aeroplan pts/$1 base on Hertz, Dollar and Thrifty · Elite bonus rates apply to HERTZ-brand rentals only: 3 pts/$1 at 25K/35K/50K, 4 at 75K, 5 at Super Elite — Dollar and Thrifty stay at 2x for everyone · 1 SQC per 5 base pts (base only; bonus points excluded) · Complimentary President's Circle for Aeroplan 75K/Super Elite and premium co-brand cardholders (Reserve, TD/CIBC Privilege); Five Star for 25K/35K/50K and core cardholders · Add your Aeroplan # to the booking

🆕 Up to 80,000 Scene+ (tiers at $3K/3mo, $20K/6mo and a purchase in month 14) · $599 fee, reduced by $150 with a Scotiabank Ultimate Package chequing account; $199 supplementary · No FX fees · ⏰ Nov 1, 2026 is the last date to OPEN an account — spend windows run from opening, so the month-14 tier extends into 2028

⚠️ Reduced · The 60K Scene+ Passport window ended Aug 3, 2026 · The card is now the Passport Visa Infinite + and the current welcome is up to 35K Scene+ (25K @ $2K/3mo + a recurring 10K annual bonus @ $40K/yr), $150 fee, accounts opened Aug 4 – Nov 1, 2026 · Gold Amex up to 50K Scene+ (30K @ $2K/3mo + 20K @ $7.5K/12mo), $120 fee, accounts opened through Nov 1, 2026

🆕 Porter co-brand · Up to 70,000 VIPorter pts (20K @ $5K/110d + 20K @ $9K/180d + 30K @ $18K/yr) + round-trip companion pass @ $9K/180d · $199 fee rebated year 1 · Instant VIPorter Venture status; the $1,000 qualifying-spend credit needs $9K in 180 days and posts 4–6 weeks later · 3 pts/$1 on Porter (capped at $20K/yr), 2x dining/gas/grocery/hotel, 1x everywhere · Apply by Oct 31, 2026

🆕 Register by Dec 31 · 5K bonus pts per stay of 5+ consecutive nights at Hyatt House & Hyatt Studios · Up to 50K bonus pts

🆕 Up to 40,000 Aeroplan (10K first purchase + 15K @ $3K/90d + 15K anniversary @ $12K/yr) + first-year fee rebate ($139) · $60K personal income · No published end date

🆕 Up to 50,000 Aeroplan (10K first purchase + 15K @ $6K over 6 statement periods + 25K anniversary @ $12K over 12) · $139 fee rebated year 1, plus up to 3 authorized users rebated at $50 each · No published end date — CIBC rotates these without notice

🆕 Targeted — check your own eligibility · 5,000 bonus Bonvoy pts after one paid stay · Requires linked Marriott Bonvoy × Emirates Skywards accounts (Your World Rewards) AND registration before the stay · Stays Jul 15 – Sep 30, 2026 · Earn once · Excludes Free Night Award and Cash+Points nights, OTA bookings, Homes & Villas, Marriott Executive Apartments · Posts 2–4 weeks after Sep 30 · Canada-eligible

🆕 2,000 bonus Bonvoy pts per night, up to 10,000 per stay (5 nights) · Register AND book by Oct 1, 2026 · Stays of 2+ consecutive nights completed Aug 21 – Dec 31, 2026 · Minimum $1,500 per booking before taxes & fees (or foreign-currency equivalent) · Book through the Homes & Villas by Marriott site · Canada-eligible

🆕 Targeted, registration required — try registering anyway · Double elite night credits, up to 10 bonus Elite Night Credits (many accounts see a 5-night version instead) · Stays Jul 1 – Sep 30, 2026 · Must register BEFORE the stay · Paid nights only, over US$30/night — award, Points & Cash and OTA bookings excluded · Counts toward Milestone Rewards but NOT rollover · Canada-eligible

⚠️ Keys off voucher issue date: any voucher issued BEFORE Nov 5, 2026 needs no minimum spend (and keeps the old 4-lounge-pass exchange); vouchers issued on/after Nov 5, 2026 require $5,000 in net annual purchases on the WestJet RBC World Elite ($2,500 on the standard WestJet RBC Mastercard) · Voucher → lounge exchange cut from 4 passes to 2 · ⚠️ A temporary fuel surcharge applies on top of the companion fare ($119 economy / $219 premium Canada–continental US; $399 / $499 rest of network) — introduced Apr 8, 2026 at $60 per one-way/round-trip booking, reduced to ~$40 in late June 2026 · WestJet says it comes off when fuel prices normalize but has signalled surcharges stay while fuel is elevated, so verify the live amount at booking

Free one-class upgrade (coupon UUWA036) · Up to 30% off base rates when you Pay Now — Avis's general public offer, not CIBC-exclusive · CIBC cardholders: AWD C277500 adds a free additional driver + complimentary Avis Preferred · One AWD plus one coupon per rental; the upgrade coupon may be refused on a promotional Pay Now rate

Up to 20% off base rates for drivers 50+ (CDP 2007815), no stated end date · A Gold Plus Rewards double-points promo runs periodically, though it doesn't always cover monthly rentals · CAA members: up to 30% off base rates OR a free day on 3+ day rentals (one coupon per rental, not both), plus $50 off 28+ day monthlies and no young-renter fee for ages 20–24, through Dec 31, 2026 · CAA percentages vary by club (15% / 25% / 30% tiers), so use your own club's CDP — the full list is on our Codes page

🆕 Up to 85,000 Aeroplan (20K on first purchase + 35K @ $12K/180d + 30K anniversary @ $24K/yr) · $599 fee, not rebated in year 1 (partial rebate with a TD All-Inclusive Banking Plan) · $150K personal / $200K household income · Earns 1,000 SQC per $5,000 spend, max 25,000/yr · Qualifies for the 2027 10% SQC Head Start

🆕 Targeted · Up to 15K bonus pts across 5 stays · 1K/2K/3K/4K/5K escalating per stay · Register by Dec 31 · 6-month stay window from registration

Rent 7–27 consecutive days, get 1 free rental day · Enter Promotion Code 210751 at time of reservation or the offer is void · Participating US & Canada locations · Base rate (time and mileage) only; taxes, fees and surcharges excluded · Convertibles, minivans and large SUVs excluded · Not combinable with other discounts · Pick-up through Sep 30, 2026 — confirm the deadline when you book

🆕 Rotating promo codes (~15–25% off base fares) · Codes are short-lived, usually a few days, so check for a current one before booking · Typical terms: new bookings only, up to 7-day advance purchase, base fare only (taxes and fees can run ~$150 one-way), select destinations excluded, holiday blackouts · Excludes partner/codeshare flights and VIPorter redemptions

Code 53M — enter it in the promotional/corporate code field at booking (or quote it by phone) · 2,000 bonus pts per NIGHT at participating AC Hotels, Courtyard & Four Points · No cap on total, one regular room per paid night per member, account set to earn points not miles · Stays Jul 1, 2026 – Jun 30, 2027 · Limited rooms, advance reservation required, blackout dates may apply

🆕 Register Sep 9 – Nov 13, 2026 at marriottbonvoy.com/MoreAtResorts (or the Promotions tab in your account) · 1,500 bonus pts per stay of 2+ nights, plus an extra 3,000 pts per stay of 2+ nights at resorts (up to 4,500/stay, repeatable across separate stays) · Stays Sep 22 – Nov 22, 2026 · Points-eligible paid rates only — award and Cash+Points nights excluded; select brands excluded (Bulgari, Ritz-Carlton Yacht, Marriott Executive Apartments, residence/vacation-club weeks) · Two consecutive paid nights on one reservation, points-earning account · Global promo, Canada-eligible

Invitation-only — check your Honors offers/email · Double elite night credit on ONE stay (the first completed after enrolling) · Up to 20 bonus nights · Nights count toward status and Milestone Bonuses · Register by Dec 31, 2026; the qualifying stay can be completed up to 4 months after registering · Must register from the email tied to the invite · Worldwide, so Canadians can be targeted — but nobody is guaranteed an invite

🇺🇸 US residents only — enrolment requires US residency and every participating restaurant is in the US · Free to join · 500 bonus pts when you link a card, spend $25+ dining in within 30 days of joining, and post a review · Base earn 2 pts/$1 (basic), 5 pts/$1 (email opt-in), 8 pts/$1 (VIP, after 11 qualifying visits) · Not valid on third-party delivery · Only useful to Canadians on US trips

3,000 bonus pts for joining IHG One Rewards · ⚠️ You must join through this offer's own landing page — the normal IHG join flow does not qualify · Book direct and complete a paid stay (1+ night, US$30+/night) within 21 days of joining · Apr 1 – Dec 31, 2026 · Award and Points & Cash stays excluded · One-time, posts in up to 6 weeks

🆕 500 bonus pts per night at hotels new to the Hyatt portfolio · No registration — automatic on eligible rates · Paid rates, points redemptions and free night awards all qualify (groups/tours excluded) · List rotates monthly; window runs to Nov 30, 2026 · 🇨🇦 Hyatt Place Vancouver/Metrotown came off the list Aug 31, 2026 and no Canadian property is confirmed in its place — the list rotates monthly, so re-check before assuming a Canadian stay qualifies · Check the live list before booking

Group/meeting-planner offer, not a stay promo · Double Reward points on meetings & events · The Dec 31, 2026 window covers the North & Central America version (other regions run on their own dates) · Needs 8+ attendees, a booked meeting room, F&B spend and 8+ guest rooms · Activate BEFORE the event; points post ~1 month after it's paid · Capped at 50,000 pts per event (60,000 at Fairmont), max 3 events per member · Book direct — OTA bookings void it · Bonus points don't count toward status · 🇨🇦 Canadian eligibility runs through participating Fairmont and other Accor properties, not every hotel

Link Aeroplan inside the Uber app · 1,000 bonus pts on your first Uber ride (only if the linked account has never taken a ride anywhere) + 1,000 pts on your first Uber Eats food, retail or grocery order · $20 Air Canada flight credit on round-trip bookings ($10 one-way) every 10 rides — Canada and US rides both count, UberX Share excluded, valid 12 months, 1 per booking, AC direct bookings only, forfeited if you cancel · 1 pt/$1 airport & Premium rides, 2–3 pts/$1 on Reserve/Premium airport rides · 1 pt/$1 on Uber Eats orders $40+ and grocery/retail delivery · 250 bonus pts for one ride + one Eats + one grocery/retail order in the same month · Earn is on pre-discount spend excl. taxes, fees and tips · Posts in up to 8 weeks

🆕 Link your Bell and Aeroplan accounts · 100 bonus Aeroplan pts + up to 1,000 SQC + one $20 round-trip / $10 one-way Air Canada flight credit just for linking · New Bell Mobility, Internet or TV sign-ups earn up to 30,000 Aeroplan pts and up to 6,000 SQC · ⚠️ Partner SQC counts toward the 25,000/yr credit-card-and-partner SQC cap · Canada only · Ongoing, no deadline

Bonus Aeroplan at 200+ retailers · Elite members earn an extra 2 pts/$, and you earn again on an Aeroplan card at checkout · Bonus events rotate every few weeks (past events have hit 5–20 pts/$ at select retailers) — check the live eStore for the current one before you shop · ⚠️ Disable ad blockers or clicks may not track; points can take 8 weeks

250 bonus Aeroplan pts per Chexy payment of $1,000+ on eligible Amex Cards (Platinum, Aeroplan Reserve, Gold Rewards, Amex AC Card, Centurion — NOT Cobalt) · Twice per calendar month, up to 6,000 pts · Nov 18, 2025 – Oct 31, 2026

Link Aeroplan to Starbucks Rewards · Earn 25 Aeroplan pts on a $50–$74.99 load, 100 pts on a $75+ load to your digital Starbucks Card — single transaction, smaller reloads don't stack · Stars accrue when you spend the balance, which is the real double-dip · 500 bonus pts for brand-new Starbucks Rewards members on a first eligible purchase within 7 days of creating the account · Convert 400 Aeroplan pts → 100 Stars (one-way; converted Stars expire in ~6 months) · Canada only, one Starbucks account per Aeroplan account

⚠️ Fully live since May 20, 2026 9:00am ET · Hyatt kept a published, fixed chart but expanded from 3 redemption levels (Off-Peak/Std/Peak) to 5 (Lowest/Low/Moderate/Upper/Top) — NOT a dynamic/no-chart move · Cat 8 ceiling rose 45K→75K pts (+67%) · 136 hotels changed category: 112 up, 24 down (90%+ unchanged) · Cat 1–3 dropped ~500–1,000 pts on the cheapest nights · Awards booked before May 20 kept old pricing, and stays that moved DOWN got a one-time points refund · Hyatt is phasing in how often hotels actually use the new Upper/Top tiers through 2026+ · Re-check any 'Hyatt sweet spot' you had bookmarked

Increased offer · Up to 10,000 Scene+ (at $250 and $1,000 of spend in the first 3 months) · $0 annual fee · Through Nov 1, 2026

🆕 Launched Jun 30, 2026 · Link Aeroplan in the Club Avolta app · 1 Aeroplan pt per C$2 in-store at participating Hudson & Dufry locations, plus Reserve & Collect online · Linking also unlocks a 5% in-store discount · Initial rollout at 8 airports — YYZ, YVR, YYC, YTZ, YHZ plus LAX, SFO, ORD — expanding across Avolta's 900+ North American locations, with HMSHost dining (~1,900 total) later in 2026 · Ongoing, no fee, no deadline

Coupon UUWA036 · One-time, one-class upgrade from intermediate (group C) through full-size four-door (group E), max premium (group G) · Excludes intermediate SUV (group F) and car group X · 24-hour advance reservation required · Granted at pickup subject to availability · Rental must begin by Dec 31, 2026 · Participating Avis Corp locations in Canada, the contiguous US, USVI and Puerto Rico

Working Avis (AWD), Budget (BCD) and Hertz (CDP/PC) discount codes — copy them straight from our Codes page, no third-party site needed.

🆕 Live in Canada since Jul 29, 2026 · ALL Accor is now a Canadian Membership Rewards transfer partner · ⚠️ Ratio is 1,000 MR → 500 ALL Reward pts (2:1) — the weakest of the three MR hotel partners · Compare: Marriott Bonvoy 1,000 MR → 1,200 pts, Hilton Honors 1,000 MR → 1,000 pts · ALL Reward pts are worth roughly €2 per 40 pts against a stay, so this is normally a last-resort transfer rather than a sweet spot · Ongoing, no deadline

🆕 Explorist, Globalist, Lifetime Globalist and primary World of Hyatt co-brand cardholders can book award nights roughly 13 months out — about a month earlier than everyone else · Bookings made on/after Jun 30, 2026 · Covers full-points AND Points + Cash · Status judged at time of booking · Windows open on the hotel's local time zone · ⚠️ Discoverists and base members excluded · 🇨🇦 No Hyatt card is issued in Canada, so Explorist status is the only route — and no Canadian card transfers to Hyatt points, so Canadians earn through stays and promos

🆕 Porter Pass credits VIPorter qualifying spend — and the matching status — at time of purchase instead of after you fly · Points still earn when you fly · Passes of 20+ credits can share qualifying spend with other VIPorter members · Tiers: $2,000 Passport, $3,000 Venture (free PorterClassic seat selection + 1 free bag), $6,000 Ascent (2 bags), $10,000 First · ⚠️ Most 10-credit passes land at Passport only — you generally need a 20+ credit pass to reach Venture · Canada-only purchase, prices in CAD

🆕 Live Jun 24, 2026 · 17 Porter destinations bookable on BA flight numbers, travel from Jul 8, 2026 · British Airways Club members earn Avios and tier points on Porter-operated flights · ⚠️ Only as a connection on a single ticket with a BA flight to/from London via Toronto or Montreal — NOT bookable standalone for domestic Canadian trips · Avios earn on the BA fare price (~6–9 Avios/£ by tier), not a fixed amount · One-directional so far · Adds to Porter's AA / Alaska / Qatar / JAL partnerships

Up to 8 WestJet pts/$1 on promo retailers via the WestJet Rewards eStore · ⚠️ 8x is a ceiling on select retailers — ordinary rates run ~1–5 pts/$1 · Must click through from the eStore portal in your account or it won't track · Points can take 30 days to post · No published end date, verify the live rate on the retailer's tile

⚠️ Applies to bookings made on/after Jun 1, 2026 — already in effect · Net devaluation: dozens of increases concentrated in premium cabins, a handful of decreases · Largest hits ~+20K pts: North America–Atlantic first class (4,001–6,000 mi) 100K→120K, Atlantic↔Pacific business over 7,000 mi 110K→130K · Atlantic↔Pacific business 2,501–5,000 mi 60K→75K · Partner business to Tokyo/Seoul/Taipei/Singapore 87.5K→102.5K one-way · ✅ Decreases: short-haul economy (Vancouver–Hawaii now 32.5K), short-haul European business, select ultra-long-haul economy · North America, sun and South America bands unchanged · Re-price any partner sweet spots you had bookmarked

⚠️ Future-state · Effective Jan 1, 2027 · 10% of prior-year SQC carries forward as Head Start · ONLY Amex Aeroplan Reserve, Amex Business Reserve, TD Aeroplan Visa Infinite Privilege, CIBC Aeroplan Visa Infinite Privilege · Core cards excluded · Must hold by Dec 15/26, linked to Aeroplan, and hold Aeroplan 25K Status or higher on Feb 15/27 (that's status tier, not SQC balance) · Max 1 Head Start/member regardless of card count · NOTE: this is NOT the Chase US 5K SQC head start (that's a separate, US-only benefit)

❌ The Rocketmiles × Aeroplan deal ended Oct 2025 (the dedicated Aeroplan page is gone) · For Aeroplan hotel earning/redemption, use Aeroplan HotelSavers (up to 30% off points redemptions across ~7,000 hotels / 39+ brands) and the Fourth Night Free award benefit instead

Free to join · 500 bonus WestJet points after your first flight on an eligible points-earning fare (UltraBasic, contracted and tour-operator fares don't qualify) · Ongoing · ⚠️ 100 pts = $1 on base fare, and redemption starts at 2,500 pts / $25 — so the 500 (~$5) is a head start, not a usable credit on its own · Taxes and fees redeem at a worse rate (105–115 pts/$1)

⚠️ On Nov 30, 2026 the standard 18-month-inactivity expiration policy returns. Any single earning or redeeming transaction (Air Canada / Star Alliance flights, hotel & car partner bookings, eStore or retail purchases, redemptions, transfers, conversions, donations) resets the clock. Balances with no qualifying activity expire on Nov 30 — the clock does NOT start that day, so make a qualifying transaction beforehand. ✅ Exempt: primary TD, Amex or CIBC Aeroplan cardholders, anyone with Aeroplan Elite Status, and members under 18. Air Canada emails a warning up to 60 days out, and expired points can be reinstated within 6 months. Verify on your account → Activity.