Canadian travel rewards, decoded.

🔥 Highest Aeroplan bonus among the Visa co-brands · Up to 100,000 Aeroplan (10K @ $1K in the first 2 statement periods + 40K @ $5K in the first 4 + 50K anniversary @ $25K in the first 12) · CIBC values the package at up to $3,200, though roughly $1,200 of that is lounge/bag/NEXUS benefits · $599 fee ($149 per additional card) · $150K personal or $200K household income · Free first bag for the cardholder plus up to 8 passengers on the same reservation · Access to select Maple Leaf Lounges and Air Canada Cafés · No published end date

🔥 Relaunched Aug 13, 2026 at RBC's record-matching Avion bonuses (the same 70K/100K pair ran earlier in 2026 — elevated, not first-ever) · Avion Visa Infinite up to 70,000 Avion (35K on approval + 20K @ $5K/6mo, plus a smaller anniversary component), $120 fee · Avion Visa Infinite Privilege up to 100,000 Avion, $399 fee, ~$200K income · ⏰ Applications must be approved by Nov 25, 2026 · The no-fee Avion Visa Platinum is also in-market — confirm its current bonus on RBC's page · Approval by the deadline is what counts, not the application date; the exact tier splits aren't printed on RBC's own card pages, so verify before applying

Partnership announced Oct 28, 2025 · DINR is a Canadian app for exclusive and same-day reservations at top restaurants (Montreal, Toronto, Vancouver, Ottawa) · Aeroplan members get members-only offers and perks on DINR Premium — there is no verified points-earning or points-for-reservations mechanic, so don't count on one · Running now: the Air Canada Best New Restaurants × DINR Dining Series for select Super Elite and DINR Premium members · Premium is a paid annual auto-renewing membership (price shown at checkout) · ✅ Free route: Wealthsimple clients with $200K+ in assets can pick a one-year DINR Premium as a milestone reward

🆕 Premium high-spender card · Up to 200,000 BMO Rewards (80K @ $6K/110d + 40K @ $40K/180d + 80K @ $75K/yr) · ⚠️ Realistically only the first 80K (~$533 in travel) is attainable for most — the full 200K needs $75,000 of spend within 12 months, and BMO Rewards redeem at 150 pts = $1 toward travel (~0.67¢/pt), so 200K ≈ $1,333 · $599 fee, net ~$399 in year one after the $200 NEXUS statement credit ($99 per additional card) · $150K personal / $200K household income, or $50K of spend across your other cards in the last 12 months · Visa Airport Companion membership + 6 lounge passes · Apply by Oct 31, 2026

🔥 Up from the 80K offer that ended Jul 1 — the strongest current published Scene+ welcome on this card · Up to 100,000 Scene+ (60K @ $5K/3mo + 20K @ $10K/6mo + 20K on a purchase in month 14) · Scotiabank frames it as up to $3,000 in value over the first 14 months · $399 fee ($99 supplementary) · No FX fees + Priority Pass (10 visits/yr primary, 4 supplementary) · Accounts opened Jul 2 – Nov 1, 2026

🆕 Up to 146,000 TD Rewards (~$730 in travel through Expedia For TD) — 20,000 on first purchase + 126,000 after $7,500 spend in 180 days · $139 fee rebated year one; must activate and make a purchase within 3 months · Visa Airport Companion lounge access, 4 free visits/yr · $60K personal / $100K household income · No published end date — TD can withdraw it any time