BMO deals & promos

🆕 Premium high-spender card · Up to 200,000 BMO Rewards (80K @ $6K/110d + 40K @ $40K/180d + 80K @ $75K/yr) · ⚠️ Realistically only the first 80K (~$533 in travel) is attainable for most — the full 200K needs $75,000 of spend within 12 months, and BMO Rewards redeem at 150 pts = $1 toward travel (~0.67¢/pt), so 200K ≈ $1,333 · $599 fee, net ~$399 in year one after the $200 NEXUS statement credit ($99 per additional card) · $150K personal / $200K household income, or $50K of spend across your other cards in the last 12 months · Visa Airport Companion membership + 6 lounge passes · Apply by Oct 31, 2026

🆕 Up to 115,000 BMO Rewards (60K @ $5K/110d + 20K @ $10K/180d + 35K @ $20K/yr) + up to $200 NEXUS credit (year 1) + 4 lounge passes · $150 fee waived year 1 · ⚠️ The 115K tier is reachable only through an exclusive referral link — applying at bmo.com or via other channels typically yields 100,000 (tier 1 pays 45K instead of 60K) · Application window Dec 15, 2025 – Oct 31, 2026, but the exclusive link may revert after Jul 31 — verify the tier before you apply