Credit Cards
Best Canadian travel cards
Ranked by welcome-bonus value, best first. Tap a card to expand the details and apply.
Aeroplan Cards
Visa option, three tiers · Visa Infinite up to 50K Aeroplan, $139 rebated year 1 (plus up to 3 authorized users rebated $50 each) · Visa Infinite Privilege up to 100K (10K @ $1K in the first 2 statement periods + 40K @ $5K in the first 4 + 50K anniversary @ $25K in the first 12), $599, $150K personal / $200K household income · No-fee Aeroplan Visa 10K · CIBC counts in statement periods, not calendar months · No published end dates — these rotate without notice
Visa option, three tiers · Visa Infinite up to 40K Aeroplan (10K first purchase + 15K @ $3K/90d + 15K anniversary @ $12K/yr), $139 rebated year 1, $60K income · Visa Infinite Privilege up to 85K (20K first purchase + 35K @ $12K/180d + 30K anniversary @ $24K/yr), $599 not rebated (partial rebate with a TD All-Inclusive plan), $150K personal / $200K household income · Visa Platinum 20K, $89 rebated year 1, no published income minimum · All are 'up to' totals needing anniversary spend
Premium · The elevated up-to-150K welcome ended Jul 28, 2026 · Current standard offer: up to 85,000 Aeroplan (60K after $7.5K/3mo + 25K after $2.5K in month 13), $599/yr — live now · 3 pts/$1 AC · 2 pts/$1 dining · 1.25 pts/$1 everyday · Maple Leaf Lounge + guest · Companion Pass $99–$599 fixed base fare, requires $25K annual spend · Avis President's Club · Free first bag for the cardholder plus up to 8 companions on the same reservation · Up to $100 NEXUS credit once every 4 years · 1K SQC per $5K spend, max 25K/yr · 10% status head start (2027) · 24-month eUpgrades · 4th hotel night free · Travel insurance
Widely rated among Canada's top rewards cards · 5x on eligible eats and drinks — groceries, restaurants, bars, cafes, takeout/delivery and convenience stores, up to $2,500 of spend per statement month · Transfers 1:1 to Aeroplan · $0 supplementary card · $15.99/mo ($191.88/yr, billed annually in Quebec) · Current welcome up to 15,000 MR (1,250 pts/mo for 12 months on $750 monthly spend) — the low end of its historical 15K–50K range, so it's worth waiting for a better offer
Entry-level Amex Aeroplan charge card · $120/yr · Welcome up to 45,000 Aeroplan (35K after $7,500 in 6 months + 10K after $1,000 of spend in month 13 — so the second tier isn't a first-year bonus) · Ongoing offer with no advertised end date
Premium Travel
Lounge access · Hotel elite status · Airline credits · 🇨🇦 The elevated up-to-170K MR offer ended Jul 28, 2026 · Current standard offer: up to 100,000 MR (70K after $10K/3mo + 30K on a purchase in months 15–17), $799/yr — live now
🇨🇦 $799/yr · Maple Leaf Lounge + Centurion · $200 travel credit · $100 NEXUS · 🇺🇸 $895/yr (raised Jan 2/26) · Centurion Lounge · $600 FHR/Hotel Collection · $400 Resy dining · $300 Lululemon · More transfer partners
Hotel Cards
Annual fee card · 15 Elite Night Credits per year toward annual and lifetime status · Annual Free Night Award (redeem at up to 35,000 pts), which alone beats the $120 fee · 🇨🇦 🔥 Elevated welcome up to 110,000 Bonvoy (80K @ $6K/6mo + 30K on a purchase in month 15), $120/yr — ties the card's multi-year high (matched, not a new record) · ⏰ ends Sept 22, 2026; referral/targeted links may differ
🇨🇦 $120/yr · 1 card tier · Marriott Silver status · 15 elite nights/yr · 🇺🇸 Bevy $250/yr or Brilliant $650/yr · Higher earn rates · Dining credits · Priority Late CheckoutUS-only lineup · Elite night credits toward lifetime status
Three US tiers: No-fee Amex → Silver · Surpass ($150/yr) → Gold + Diamond at $40K spend · Aspire ($550/yr) → Diamond every year you hold the card + $400 resort credit + $200 flight credit + annual free night + $209 CLEAR+ · 🇨🇦 Canadians without a US card can still earn Hilton pts directly: Canadian Amex MR → Hilton at 1:1 (vs US MR at 1:2)
Airline Cards
Up to 70K welcome bonus (20K @ $5K/110d + 20K @ $9K/180d + 30K @ $18K/yr) + round-trip companion pass @ $9K/180d · $199 fee rebated year 1 · Instant VIPorter Venture status on approval; the $1,000 qualifying-spend credit needs $9K in 180 days and posts 4–6 weeks later · 3 pts/$1 on Porter (capped at $20K annual spend), 2x dining/gas/grocery/hotel, 1x everywhere · Companion pass renews in year 2+ only at $50K annual spend · Apply by Oct 31, 2026 · (Lower-tier BMO VIPorter Mastercard: $89 fee rebated year 1, up to 40K pts, 35%-off voucher at $6K spend.)
$139 fee · Companion voucher from $119 economy ($219 premium North America, $399–$499 international) plus a temporary fuel surcharge (added Apr 8, 2026 at $60, reduced to ~$40 in late June 2026 — verify the live amount at booking) that WestJet says comes off when fuel prices normalize · ⚠️ Vouchers issued on/after Nov 5, 2026 require $5K in annual net purchases · Exchange a voucher instead for 30% off a base fare, a $200 WestJet Vacations/Sunwing credit, or 2 lounge passes (cut from 4) · Free checked bag · Status Lift ($200 tier-qualifying spend per $5K purchases) · RBC Partner Perks (via Avion Rewards linking): 3x CT Money, Moi, bonus More Rewards at Save-On-Foods and other More Rewards grocers, 3¢/L off at Petro-Canada, Rexall Be Well · WestJet is signalling further changes to this card
Retail & Everyday
Free card · Premium option available for extra perks · ✈️ The real reason to hold one is the WestJet tie-in: with Triangle and WestJet Rewards linked, WestJet flights, packages and extras earn 1% back in CT Money on this card vs 0.4% on any other
Earn Stars on everyday purchases · Link with Aeroplan for bonus pts