Amex Cobalt Card

Widely rated among Canada's top rewards cards · 5x on eligible eats and drinks — groceries, restaurants, bars, cafes, takeout/delivery and convenience stores, up to $2,500 of spend per statement month · Transfers 1:1 to Aeroplan · $0 supplementary card · $15.99/mo ($191.88/yr, billed annually in Quebec) · Current welcome up to 15,000 MR (1,250 pts/mo for 12 months on $750 monthly spend) — the low end of its historical 15K–50K range, so it's worth waiting for a better offer